IRA Blog

By Ian Berger, JD IRA Analyst When you file for bankruptcy, one thing you usually don’t have to worry about is protecting your IRA funds from your bankruptcy creditors....

By Sarah Brenner, JD Director of Retirement Education   There is still time! You can still make a prior-year (2024) IRA or Roth IRA contribution up to the tax...

By Andy Ives, CFP®, AIF® IRA Analyst Question: In the article “Why You Should Take Your 2025 RMD Now,” the following caught my eye … “Or, maybe you are charitably...

By Andy Ives, CFP®, AIF® IRA Analyst If a person under age 59½ takes a withdrawal from his IRA or workplace plan, there is a 10% early withdrawal penalty…unless an...

By Ian Berger, JD IRA Analyst   We continue to get lots of questions about the new “super catch-up” contribution for retirement plan and SIMPLE IRA participants...

By Andy Ives, CFP®, AIF® IRA Analyst QUESTION: I cannot find the indexed number for IRA bankruptcy protection for 2025-2028. It is $1,512,350 currently, but it is...

By Sarah Brenner, JD Director of Retirement Education The arrival of the SECURE Act means the end of the stretch IRA for many beneficiaries. Instead, a 10-year payout...

By Andy Ives, CFP®, AIF® IRA Analyst   Here is an all-too-common situation that seems counterintuitive: A participant in a 401(k) retires and must take his...

By Ian Berger, JD IRA Analyst Question: Hi, In a recent blog post, you addressed the complicated rules for a 401(k) to Roth IRA rollover. I have a similar question as...